If a woman's employer is a charity or a hospital that has a religious objection to providing contraceptive services as part of their health plan, the insurance company -- not the hospital, not the charity -- will be required to reach out and offer the woman contraceptive care free of charge without co-pays, and without hassles.

President Obama gives a speech on the plan that his administration created regarding women's birth control. The argument about religious institutions opting out of offering birth control based on moral opposition is no longer valid, since that responsibility will fall squarely onto the insurance company, rather than the employer.