See, the sad thing about a guy like you is, in 50 years, you're gonna start doin' some thinkin' on your own. You're gonna come up with the fact that there are two certainties in life. One: Don't do that. And two: You dropped 150 grand on a fuckin' education... you could've got for $1.50 in late charges at the public library.
Will tells the Harvard student that he dropped 150 grand on an education he could have gotten at the public library.